Terms of Use

About these terms

These terms apply to your use of this website, operated by The Manning Group, Inc. By using the site, you agree to them. If you do not agree, please do not use the site.

Our services are governed by your written agreement

Nothing on this website is an offer of credit repair or debt management services on its own terms. Before we provide those services, you receive a written agreement that describes the services, their total cost, how long they are expected to take and your right to cancel within three business days of signing. That agreement, not this page, governs our services to you.

No guarantee of results

No one can lawfully guarantee a specific credit score, the removal of accurate information or approval for credit. Results depend on the contents of your credit reports, how credit bureaus and creditors respond, and your own financial decisions.

Information on this website

Articles, guides, quizzes and other content on this site are general information about credit and debt. They are not financial, legal or tax advice for your situation. See our disclaimer for more.

Forms and your information

When you send us a form, you agree that the information is accurate and that we may contact you about your request. Please do not send account numbers or your Social Security number through this website. How we handle your information is described in our privacy policy.

Online payments and purchases

• Pay My Bill lets current clients pay toward their account. Please enter the amount on your statement or the amount you agreed with our office.
• The Credit Solutions book and Comedy Credit Clinic registration are sold at the prices shown at checkout, in U.S. dollars.
• Payments are processed securely by Stripe. By paying, you confirm that you are authorized to use the payment method.
• Questions about a payment, a refund or a clinic registration? Contact our office and we will help.

Using the website

You may use this site for lawful, personal purposes. You agree not to misuse it, including by attempting to gain unauthorized access, interfering with its operation, submitting false information or using automated tools to collect its content.

Our content

The text, graphics, logos and other content on this site belong to The Manning Group, Inc. or are used with permission. “Don’t leave GOOD credit to chance, leave it to us!” and “The Credit Guy” are marks of The Manning Group, Inc. You may share links to our pages, but please do not copy or republish our content without written permission.

Links to other websites

This site links to other websites, such as the credit bureaus and government resources. We are not responsible for their content or practices.

Limitation of liability

This website is provided “as is.” To the fullest extent the law allows, The Manning Group, Inc. is not liable for any loss or damage arising from your use of the website or reliance on its general information. Nothing in these terms limits any right you have under your written services agreement or under consumer protection law.

Governing law

These terms are governed by the laws of the State of Texas.

Changes to these terms

We may update these terms from time to time. The current version is always on this page, with its “last updated” date.

Contact us

The Manning Group, Inc.
7309 Campbell Road, Suite 200
Dallas, Texas 75248
Phone: (972) 458-9100 · Toll free: (888) 458-9100
Email: tmgstaff@manning-group.com