Order a credit report
Free credit analysis
Know exactly where you stand. We review your three-bureau credit report line by line and walk you through every finding in a free one-on-one consultation.
Why we start with your report
What your credit report says about you
A credit report includes information on where you live, how you pay your bills, and whether you’ve been sued or have filed for bankruptcy. Nationwide credit reporting companies sell the information in your report to creditors, insurers, employers and other businesses that use it to evaluate your applications for credit, insurance, employment or renting a home.
That is why every client starts with the report itself. It is important to have this information before any work on your credit begins, so each step in your plan rests on what the bureaus actually show. Our credit report analysis turns three long reports into a clear list of what is helping you, what is hurting you, and what may be wrong.
Our report and analysis
We look for everything, and the analysis is free
We do not stop at the two or three biggest items. Every account, inquiry and public record on your report gets a look.
- All three bureaus, line by line. Experian, Equifax and TransUnion, compared side by side so nothing slips through.
- A free one-on-one consultation. We walk you through every negative finding and explain your options in plain language, with no pressure.
- Your only cost is the report fee. The fee for the credit report is paid to the credit agencies. See the report options below.
- A clear next step. If items look inaccurate, outdated or unverifiable, we explain how we would dispute them and what it would cost before you agree to anything.
Report fees
Choose your report
The analysis itself is free. Your only cost to get started is the credit report fee, paid to the credit agencies.
Single bureau report
$25
One report from Equifax, Experian or TransUnion, priced per bureau.
Three-bureau report, individual
$36
Your merged Equifax, Experian and TransUnion report: the starting point for your free analysis.
Three-bureau reports, couple
$60
Merged reports for you and your spouse or partner, reviewed together.
Single report package
$75
Our complete single-applicant report package. Ask our office what is included.
LexisNexis consumer report
Free
Public records and insurance history, added where it completes the picture.
Ready to order? Request your free analysis and tell us which report you want, or call (972) 458-9100.
How it works
Three steps to your free analysis
- Send the request. Tell us how to reach you and the best time to call.
- We call you. Our office orders your report and collects what the bureaus need by phone.
- Review it together. We go through your report with you, line by line, and talk about a plan.
Your privacy comes first. We never ask for your Social Security number through this website. Our office collects what the credit bureaus need by phone, directly from you.
Prefer to talk now? Call (972) 458-9100 or toll free (888) 458-9100.
Free analysis
Request your free analysis
Contact details only. We will call you to take it from there.
Is the first consultation really free?
Yes. Start with a free 15-minute credit analysis by phone at (972) 458-9100. Once we have your merged three-bureau report, we walk you through every negative finding in a free one-on-one consultation. The only cost at that stage is the credit report fee paid to the credit agencies: $36 for an individual three-bureau report or $60 for a couple. Single bureau reports are $25, and the LexisNexis report is free.
What do I need to get started?
A copy of your three-bureau credit report. We can order it for you, or you can request a free analysis online and our office will call you to collect what the bureaus need. We never ask for your Social Security number through a web form.
How much does it cost?
Getting started costs only the credit report fee: $25 for a single bureau, $36 for an individual three-bureau report, $60 for a couple, or $75 for our single report package. The analysis itself is free. Pricing for any work after that depends on the condition of your report and how much it needs, so we quote it after the analysis, and you get a written explanation of the services and their cost before you agree to anything.
Recognized locally
Best Credit Repair Companies in Dallas, five years running
Expertise.com named us one of the best credit repair companies in Dallas in 2021, 2023, 2024 and 2025, and in Plano in 2022.
