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Credit and debt management in Dallas since 1983

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Our story

About The Manning Group: real people, real credit help since 1983

A Dallas credit and debt management firm built on one man’s own recovery, and run by a small team that knows every client by name.

Stacy C. Notley, President and CEO of The Manning Group
Downtown Dallas on a clear day

How it all started

Our founder was his own first client

Stacy Notley, President and CEO of The Manning Group, knows how devastating debt and poor credit can be when you are trying to provide for your family. The Texas real estate collapse of the 1980s left him in financial ruin.

The credit and debt management industry barely existed then, so he had no choice but to rebuild his finances on his own. Using his financial education and a lot of hard work, he re-established his credit and became debt free within one year.

Because he has been through it himself, his knowledge is rooted in real-world experience. He understands what it is like to live under the weight of debt and a poor credit score, and he founded The Manning Group in 1983 to help others do what he did. Read Stacy’s full story.

Stacy C. NotleyPresident and CEO, The Manning Group

An older couple reviewing their finances at home

Our approach

Our approach to credit and debt management

Credit problems are sometimes unavoidable. Job loss, an economic downturn, illness, identity theft, an accident and other circumstances, some of them completely out of your control, can have a devastating effect.

There is no such thing as a one-size-fits-all approach, and the “free” quick-fix ads you may have seen simply are not real. Lasting results take a concerted effort and an individualized plan.

We do not stop at the “low-hanging fruit” of collections, charge-offs and late payments. We do an exhaustive review of your tri-bureau credit report to identify every item worth pursuing, then work each inaccurate, outdated or unverifiable item persistently, layer by layer.

Dedicated approach

Our personal service

Credit problems are not created overnight, and only the steady follow-through of a complete plan can resolve them. Rebuilding credit and reducing debt takes time, and we are with you every step of the way.

No call center

A small team of dedicated people gets to know your situation and your needs. When you call about your plan, you speak directly with someone who already knows your file.

Education built in

Our Comedy Credit Clinic takes a light-hearted look at serious subjects: lowering interest rates, reducing debt while building wealth, negotiating with creditors and more.

A roadmap you can keep

Stacy’s critically acclaimed book, Credit Solutions, is the roadmap to establishing, re-establishing and maintaining your personal credit.

  • 1983Founded in Dallas by Stacy C. Notley
  • 3Credit bureaus reviewed line by line
  • 15 minFree credit analysis by phone
  • 5Expertise.com Best Credit Repair awards

Meet the team

The people who will know your file

A small team, so the person you talk to today is the person you talk to next month. Keeping the office cheerful: our mascots, Piper, Castle and Annie.

Stacy C. Notley

President and CEO

Stacy founded The Manning Group in 1983 and has since helped thousands of people restore their credit and regain their financial stability. Known as “The Credit Guy,” he devotes himself to educating clients in every aspect of credit and debt management.

Justino “Tino” De la Rosa II

Director of Operations

Tino has worked in credit and debt management for nearly two decades. He handles every part of the business, from client relations and financial services to resolving credit issues and complex debt settlement negotiations. He knows one size does not fit all, and he is respected by clients and peers alike.

Jeremy Kerker

Director of Finance

A University of Texas at Dallas graduate, Jeremy has helped thousands of clients with their most personal financial issues. He is highly skilled in corresponding with Equifax, Experian and TransUnion on clients’ behalf, and helps people protect and maintain their credit ratings and FICO scores.

Lauren Silverstein

Office Manager

Lauren makes certain every client is kept up to date on their progress. A graduate of Loyola University Chicago, she is married to Brian, the proud mother of two children and a PTA president.

Amy Costellow

Office Coordinator

Amy, the newest member of the team, manages the office workflow and keeps our processes running smoothly. She graduated from the University of Texas at Arlington, is happily married to Richard and has three adult children.

Two professionals talking over a laptop in an office

Who we are

Consumer credit counseling agency: restoring financial health with integrity

Since 1983, The Manning Group has been a consumer credit counseling agency that delivers real solutions, not empty promises. The firm grew out of Stacy Notley’s own recovery from the Texas real estate collapse, so it runs on practical knowledge and personal insight.

Instead of superficial fixes, we examine every part of your tri-bureau credit report and build a personalized plan around the issues that affect you, whether they come from medical bills, a job loss or identity theft. Then we stay by your side until the work is done.

“You don’t get into debt and credit problems overnight, and there is no one-size-fits-all solution. It takes a concerted effort and an individualized plan to do it right, and that’s exactly what we do. We’re bonded, licensed, and provide custom-made solutions to help you get back on track. We do what we say we’re going to do, and stick with you until the job is done.”

The Manning Group, Inc.

Recognized locally

Best Credit Repair Companies in Dallas, five years running

Expertise.com named us one of the best credit repair companies in Dallas in 2021, 2023, 2024 and 2025, and in Plano in 2022.

Expertise.com Best Credit Repair Companies awards: Dallas 2021, Plano 2022, Dallas 2023, 2024 and 2025

Reviews

What our clients say

★★★★★

“Stacy Notley and The Manning Group have gone far and above what I expected from them! I’m impressed with their honesty, integrity and sincerity. I’ve come to trust them and have seen how their help has improved my credit!”

Tim T.

★★★★★

“We highly recommend the Manning Group to people who are in need of repairing their credit. They have helped us so much! With this business we have also made great friendships and built very good relationships. Would definitely recommend to others!”

Rodwin P.

★★★★★

“The Manning Group is truly amazing. They explained everything I needed to do. They made it easy to understand and were with me through the whole process. If you’re looking for someone to help you, this is the place to go!”

Daniel M.

The Manning Group, Inc. · Since 1983

We are credit and debt management specialists

Start with a free 15-minute credit analysis, or call us toll free. You will talk to a real person who will explain your options plainly.